Not everyone is looking to take a big trip this summer—and that’s okay. But that doesn’t mean you can’t still escape. With a little creativity and smart budgeting, you can transform your own backyard into a relaxing, family-friendly retreat.

From lounging in style to keeping the kids entertained, here’s how to create a backyard oasis that makes staying home feel like a getaway.

Refresh Your Outdoor Furniture

If you’re going to be spending more time outside, comfort is key. Luckily, upgrading your outdoor setup doesn’t have to break the bank.

  • Create distinct zones: Set up a morning coffee nook, a hammock for reading, lounge chairs for sunbathing, and a dining space for evening meals. Even a small yard can feel bigger when each space has a purpose. To furnish your retreat, check out third-party marketplaces like Facebook Marketplace, where you can often find stylish, gently used furniture in great condition.
  • Add personality: Swap in bright throw pillows, new cushions, or a colorful rug to refresh your patio furniture.
  • Light it up: String lights, solar lanterns, or repurposed holiday lights can add warmth and ambiance, especially for evening gatherings.

Make a Splash

Don’t have room (or budget) for an in-ground pool? An above-ground option might be perfect. Many models are quick to install, and prices range from a few hundred to a few thousand dollars. For smaller spaces, consider an inflatable pool or even a DIY stock tank pool.

Bring in More Green

Adding natural touches boosts the resort-like feel:

  • Line your patio with potted plants or vertical gardens.
  • Start a small herb or veggie garden in containers or raised beds.
  • Use a trellis, climbing vines, or tall grasses for privacy and beauty.

Feeling ambitious? A backyard waterfall or fountain can become a standout feature and a rewarding summer project.

Create a Kid-Friendly Zone

Make your outdoor space fun for all ages with these backyard upgrades:

  • Build a swing set or climbing wall: DIY kits make it affordable and turn assembly into a family bonding activity.
  • Install a splash pad: Perfect for younger kids, splash pads are easy to set up and provide hours of water fun.
  • Design a natural playscape: Logs for balancing, a sand pile, and tall grasses can create an imaginative, screen-free play zone that keeps kids engaged longer than traditional plastic equipment.

 

Turn home equity into opportunity.

Whether it's renovating your home, upgrading to your dream backyard oasis, or finally taking that long-awaited vacation, our HELOC provides the flexibility and convenience you need. Apply online or call us at 303.427.5005.

  • HELOCs as low as 6.25% APR*
  • $350 in closing fees waived
  • $200 in cash

*APR = Annual Percentage Rate. Not all will qualify for the lowest rate. Rates are variable with a maximum rate of 18.00% APR. Fees for appraisal, title insurance, flood hazard determination, and recording charges may apply. Property insurance is required. The estimated aggregate of credit union and third-party fees range from $115 to $1,900. Closing costs vary and average $301.