Black Friday and Cyber Monday bring some of the year’s best deals, but also some of the biggest opportunities for scammers. As you start filling your cart with gifts and gadgets, it’s important to make sure you’re protecting more than just your wallet.

Here are a few simple ways to keep your information safe while shopping online this season:

1. Stick to trusted retailers

If a deal seems too good to be true, it probably is. Shop directly from well-known retailers or use official store apps instead of clicking on links from social media ads or emails.

2. Watch for fake websites

Before entering payment info, check the URL. It should start with https:// (the “s” stands for secure) and include the correct company name. Watch for small misspellings or unusual domain endings that may signal a copycat site.

3. Avoid public Wi-Fi for purchases

Free Wi-Fi at coffee shops or airports is convenient but not secure. Wait until you’re on a private, password-protected network to enter any personal or payment details.

4. Use strong, unique passwords

If you’re creating new accounts while shopping, don’t reuse old passwords. Use a mix of uppercase, lowercase, numbers, and symbols—or consider a password manager to keep track safely.

5. Turn on two-factor authentication

Adding a second verification step (like a text message or app notification) makes it much harder for scammers to access your accounts, even if they have your password.

6. Monitor your accounts

Check your credit card and bank statements regularly throughout the holiday season. The sooner you spot suspicious activity, the faster you can report it and limit any damage.

7. Use credit over debit

Credit cards generally offer stronger fraud protection and don’t give direct access to your checking account. If you use a debit card, enable instant alerts so you can track purchases in real time.

Final tip: trust your instincts

If something feels off, whether it’s an unbelievable discount or a website that looks slightly wrong, take a step back and double-check before clicking “buy.” Staying cyber-smart during the holidays means more peace of mind while you enjoy the season.

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