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Ready to Make Your Move? We Can Help.

We understand that a mortgage isn't for the house. It's for the people that live in it. That's why our experienced team works hard to find the best home loan for you. 

  • Conventional & Fixed Rate Mortgages
    Our experienced mortgage team works to find the best loan options to meet your needs. 
  • First-Time Home Buyer Program
    Step into homeownership with low down payment options (as low as 1%), no mortgage insurance, and flexible loan criteria.
  • 40-Year Mortgage with 30-Year Pricing
    Lower your monthly payments with a 40-year term — priced like a standard 30-year mortgage for extra savings.
  • Jumbo Mortgage
    Buy bigger with confidence. Enjoy conventional pricing with no rate adjustments on Jumbo loans for higher-priced homes.
  • ITIN Mortgage
    We offer flexible mortgage solutions for borrowers with ITIN documentation — making homeownership more accessible.
  • 15-Year Mortgages with 30-Year Payment Schedule
    Enjoy lower monthly payments with 15-year pricing. Payments follow a 30-year schedule, with a balloon payment due after 15 years.
  • $2,500 Lender Credit for 20-Year Mortgages 
    Qualified buyers with a 750+ credit score and 80% or lower loan-to-value can get 0.50% off the rate, $2,500 lender credit, and APRs as low as 5.00%.
  • $1,500 Flat Lender Fee
    $1,500 flat lender closing fee when you open a checking account and set up automatic payments. (Excludes 20-Year promo.)

Find your ideal home loan through Climb Credit Union’s preferred partner, Centennial Lending. Centennial Lending is locally owned by a group of credit unions. Our home loan experts will walk with you through the entire process, whether you’re ready to apply or comparing options. Our goal is to make things as simple and stress-free as possible on your journey to homeownership.

Speak to a mortgage loan officer today

Schedule an appointment or speak with a mortgage loan officer by contacting Serena Groh at (970) 609-9620 or sgroh@climbcu.org
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1Terms and conditions apply. Subject to end at any time. This offer is exclusively applicable to first mortgage loans or refinances and may not be combined with any other promotions, discounts, or special offers. The flat fee covers all lender charges, such as origination fees, discount points, commitment fees, credit reports, tax service fees, underwriting and processing fees. The flat fee does not include prepaid items and third-party costs such as appraisal fees, recording fees, prepaid interest, property & transfer taxes, homeowners insurance, borrower's attorney's fees, private mortgage insurance premiums (if applicable), survey costs, title insurance and related services. The principal and interest payment on a loan amount of $350,000 for a purchase transaction with a 30 year term at 7.00% APR would be $2,329. Payment example is based on a credit score of 780+ with 20% down payment. Payment(s) does not include amounts for taxes and insurance premiums, if applicable. The actual payment obligation will be higher. Climb Credit Union partners with Centennial Lending to process, underwrite, and close mortgage loans. Members will apply with Centennial Lending and a Climb loan officer will coordinate the transaction.

2Must open a Peak Checking account and establish a monthly automated payment from your Peak Checking Account. Subject to credit approval. Other terms and conditions may apply.

Let us help you open the door to your next home.

At Climb Credit Union, we believe your mortgage should fit your life — not the other way around. That’s why we offer a wide range of flexible, member-focused mortgage options, all designed to help you save more and stress less: 

Request a Mortgage Appointment

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